## J.N. Tata Endowment Loan Scholarship

`scholarship/sch-0149` · Scholarship · From Campus Binge's data, as of 2026-10-29 · as listed, not verified yet

Merit-based loan scholarship up to Rs 20 lakh at 2% interest for overseas PG, PhD and postdoctoral study. · Loan scholarship up to Rs 20,00,000 at 2% p.a. (recent awards Rs 1-20 lakh)

The 130-year-old J.N. Tata Endowment (managed by Tata Trusts) offers merit-based loan scholarships to Indian citizens for overseas Master's, PhD and postdoctoral study in any discipline. Recent awards range up to Rs 20 lakh at 2% simple interest, repayable in five equal instalments between the third and seventh year. Selection is purely on merit via screening, aptitude test and interview; a guarantor is required. Audit note: Verified against jntataendowment.org and Tata Trusts: merit loan up to Rs 20 lakh at 2% for overseas study; age under 45; 60% minimum.

| Fact | Value | Trust |
|---|---|---|
| Amount | Loan scholarship up to Rs 20,00,000 at 2% p.a. (recent awards Rs 1-20 lakh) | verified |
| Given by | J.N. Tata Endowment (Tata Trusts) | as listed, not verified yet |
| For | Postgraduate, Doctoral | as listed, not verified yet |
| Marks | Minimum 60% average in UG/PG from a recognised Indian university | as listed, not verified yet |
| Checked by Campus Binge | Yes (amount: match) | verified |

Sources:
1. [J.N. Tata Endowment (Tata Trusts) (official page)](https://www.jntataendowment.org/)
2. [Campus Binge scholarships dataset (audited on campusbinge.in)](https://campusbinge.in/scholarships)
3. Checked by the Campus Binge data team