{"id":"scholarship/sch-0149","kind":"scholarship","v":1,"title":"J.N. Tata Endowment Loan Scholarship","line":"Merit-based loan scholarship up to Rs 20 lakh at 2% interest for overseas PG, PhD and postdoctoral study. · Loan scholarship up to Rs 20,00,000 at 2% p.a. (recent awards Rs 1-20 lakh)","about":"The 130-year-old J.N. Tata Endowment (managed by Tata Trusts) offers merit-based loan scholarships to Indian citizens for overseas Master's, PhD and postdoctoral study in any discipline. Recent awards range up to Rs 20 lakh at 2% simple interest, repayable in five equal instalments between the third and seventh year. Selection is purely on merit via screening, aptitude test and interview; a guarantor is required. Audit note: Verified against jntataendowment.org and Tata Trusts: merit loan up to Rs 20 lakh at 2% for overseas study; age under 45; 60% minimum.","aliases":["SCH-0149","jn-tata-endowment-loan-scholarship"],"tags":["type:loan-scholarship-merit","provider:trust","level:postgraduate","level:doctoral","category:all","state:all-india","audited:yes","status:active"],"facts":[{"label":"Amount","value":"Loan scholarship up to Rs 20,00,000 at 2% p.a. (recent awards Rs 1-20 lakh)","trust":"verified","source":0},{"label":"Given by","value":"J.N. Tata Endowment (Tata Trusts)","trust":"unverified","source":1},{"label":"For","value":"Postgraduate, Doctoral","trust":"unverified","source":1},{"label":"Marks","value":"Minimum 60% average in UG/PG from a recognised Indian university","trust":"unverified","source":1},{"label":"Checked by Campus Binge","value":"Yes (amount: match)","trust":"verified","source":2,"tone":"good"}],"data":{"id":"SCH-0149","name":"J.N. Tata Endowment Loan Scholarship","slug":"jn-tata-endowment-loan-scholarship","gender":null,"status":"active","aliases":[],"audited":true,"sources":["OFFICIAL: jntataendowment.org","tatatrusts.org"],"applyUrl":"https://www.jntataendowment.org","applyMode":null,"applyNote":null,"auditNote":"Verified against jntataendowment.org and Tata Trusts: merit loan up to Rs 20 lakh at 2% for overseas study; age under 45; 60% minimum.","recurring":false,"amountText":"Loan scholarship up to Rs 20,00,000 at 2% p.a. (recent awards Rs 1-20 lakh)","amountType":"loan","applySteps":[],"confidence":"High","courseText":"Any discipline (overseas Master's, PhD, postdoctoral)","maximumAge":45,"minimumAge":null,"applyPortal":"jntataendowment.org","description":"The 130-year-old J.N. Tata Endowment (managed by Tata Trusts) offers merit-based loan scholarships to Indian citizens for overseas Master's, PhD and postdoctoral study in any discipline. Recent awards range up to Rs 20 lakh at 2% simple interest, repayable in five equal instalments between the third and seventh year. Selection is purely on merit via screening, aptitude test and interview; a guarantor is required.","formerSlugs":[],"levelTokens":["Postgraduate","Doctoral"],"nationality":"Indian","officialUrl":"https://www.jntataendowment.org","yearOfStudy":"At admission to an overseas graduate programme","amountStatus":"match","entranceExam":"Aptitude test and interview (J.N. Tata Endowment selection)","minimumMarks":"Minimum 60% average in UG/PG from a recognised Indian university","providerName":"J.N. Tata Endowment (Tata Trusts)","providerType":"trust","categoriesRaw":["All categories (open)"],"maximumAmount":2000000,"minimumAmount":100000,"officialLinks":["https://www.jntataendowment.org"],"categoryTokens":["All"],"domicileStates":["All India / National"],"numberOfAwards":null,"officialSource":true,"providerWebsite":"https://www.jntataendowment.org","scholarshipType":"loan scholarship (merit)","domicileRequired":false,"eligibilityReach":96,"minorityRequired":false,"renewalAvailable":false,"shortDescription":"Merit-based loan scholarship up to Rs 20 lakh at 2% interest for overseas PG, PhD and postdoctoral study.","amountStatusLabel":"Confirmed","annualIncomeLimit":null,"renewalConditions":null,"disabilityRequired":false,"educationLevelsRaw":["Postgraduate; Doctoral; Postdoctoral (overseas)"]},"links":[],"sources":[{"label":"J.N. Tata Endowment (Tata Trusts) (official page)","url":"https://www.jntataendowment.org/","trust":"verified","method":"official"},{"label":"Campus Binge scholarships dataset (audited on campusbinge.in)","url":"https://campusbinge.in/scholarships","trust":"unverified","method":"listed"},{"label":"Checked by the Campus Binge data team","trust":"verified","method":"hand"}],"trust":"unverified","origin":"dataset","asOf":"2026-10-29","digest":"sha256:c916e799be156b7246e139068d6b4b72ec3032b20ec25524d61a1b02ad09a3f4"}